How to Save Money on Your Cell Phone Bill


Here are a few things you can do to save money on your cell phone bill.

1) Look over your plan minutes. Are there areas you can be saving money?  Are you paying for minutes above and beyond your monthly plan?  Are you sending too many text messages? If you are, you may be able to cut costs by upgrading your cell phone plan.  If you are a frequent texter, pay extra for unlimited monthly texts.

2) Don’t pay for cell phone insurance. If your phone breaks or becomes damaged, go to eBay and search for a cheap replacement to last until you get your “new every two” phone.

3) If you are signing up for a new phone plan, try to avoid sign-up fees. Tell a customer service rep that you won’t sign up unless they waive the initial fee.  I have heard cases of this working before.  Give it a shot.

4) Ditch the contract phone and get a no commitment prepaid cell phone.  Prepaid cell phones are used only by about 15% of all wireless users, but they typically save money over standard cell phone plans.

5) Talk Less.  Sort of kidding on this one, but if you use fewer minutes (especially on a prepaid plan) you will save money.

Some good companies to look at are T-Mobile, AT&T, and Tracfone.

Read more about how to save money with a prepaid phone.

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